Struggling to manage personal finances? No worries, with the right apps like Empower, you can track expenses, set budgets, and plan for future financial goals. While Empower is a popular option, there are several other apps available on the Google Play Store.
Thus, you can have plenty of options to try out in 2025 and get the desired outcomes. I also have utilized and still using the power of some of the best cash apps. In this guide, I have mentioned the 10 best Empower alternatives so you can pick the suitable one for you.
Top 10 Best Apps Like Empower
Managing personal finances effectively can be challenging. However, with Empower, and similar apps like Empower, you can get maximum comfort. To assist you further, I have mentioned the 10 best apps you should try out.
- YNAB
- Money Dashboard
- PocketGuard
- Goodbudget
- EveryDollar
- Monefy
- Spendee
- Money Lover
- Wallet
- Money Manager
1. YNAB (You Need A Budget)
YNAB follows a zero based budgeting approach and ensures every dollar you earn is assigned to a specific category. This proactive method helps users plan ahead rather than just track past expenses.
Key features
- Zero-based budgeting system
- Bank synchronization for real-time updates
- Goal setting and debt payoff tracking
- Comprehensive analytics tools and reports
- Educational resources to improve financial literacy
Best for: Users who want a structured and hands-on approach to budgeting and are willing to pay for a premium service.
2. Money Dashboard
Money Dashboard is a powerful financial management app that syncs with multiple bank accounts to provide a clear and organized view of your finances. It offers deep spending insights and forecasting tools.
Key features
- Connects with multiple bank accounts
- Automatic expense categorization
- Custom budget creation
- Net worth tracking
- Financial forecasting tools
Best for: Users looking for a data driven budgeting app with in-depth financial insights.
3. PocketGuard
PocketGuard simplifies budgeting by showing how much disposable income you have after deducting bills, savings, and necessities. It helps prevent overspending and ensures financial stability.
Key features
- “In My Pocket” feature to track available spending money
- Automatic expense categorization
- Subscription tracking to cancel unused services
- Savings goals and bill negotiation tools
- Bank synchronization for real-time updates
Best for: Users who want an easy-to-use app that prevents overspending.
4. Goodbudget
Goodbudget is based on the envelope budgeting method, where users allocate funds to virtual envelopes for different spending categories. This system encourages disciplined budgeting.
Key features
- Envelope-style budgeting system
- Debt tracking tools
- Syncing across multiple devices
- Expense history and financial reports
- Manual transaction entry for precise tracking
Best for: Users who prefer envelope budgeting and want a shared budgeting system with family members.
5. EveryDollar
EveryDollar is based on Dave Ramsey’s zero-based budgeting philosophy which ensures that every dollar has a purpose before being spent. The app provides a straightforward interface to create and manage monthly budgets.
Key features
- Zero-based budgeting
- Expense tracking with manual entry
- Debt payoff tracking
- Bank account linking (premium version)
- Customizable budgeting categories
Best for: Users who follow Dave Ramsey’s financial strategies and prefer a simple budgeting approach.
6. Monefy
Monefy is a lightweight and easy to use expense tracker designed for quick manual expense entry. It offers a simple yet effective way to monitor spending without complicated features.
Key Features
- One tap expense tracking
- Visual charts for spending analysis
- Customizable spending categories
- Multi-currency support
- Data backup to Google Drive and Dropbox
Best for: Users who prefer a simple, manual expense tracker without bank integration.
7. Spendee
Spendee provides an intuitive budgeting experience with visually appealing charts and graphs. It also supports shared wallets. These aspects make it ideal for couples or families managing joint expenses.
Key Features
- Customizable budget categories
- Shared wallets for family budgeting
- Bill reminders and recurring transactions
- Bank synchronization for automated tracking
- Cryptocurrency tracking
Best for: Couples or families who need a shared budgeting app with a user-friendly interface.
8. Money Lover
Money Lover is an all in one financial management app that offers budgeting, expense tracking, and bill reminders. It supports multiple currencies so that travelers can find maximum benefits from it.
Key features
- Automatic expense tracking with bank linking
- Bill reminders and recurring payments
- Custom budget categories
- Loan and debt management
- Multi-currency support
Best for: People who travel frequently or need detailed budgeting tools.
9. Wallet: Budget Expense Tracker
Wallet is a powerful budgeting tool that offers real-time bank syncing, financial reports, and collaborative budgeting options. It provides deep insights into spending patterns to help users optimize their finances.
Key features
- Real-time bank synchronization
- Customizable budgets and categories
- Debt tracking and financial planning tools
- Advanced spending insights
- Shared accounts for collaborative budgeting
Best for: Users who want a feature-rich budgeting app with deep financial insights.
10. Money Manager: Expense Tracker
Money Manager is designed for users who want a structured financial management system. It includes a double entry bookkeeping system. Thus, if you need more detailed financial tracking, this app is the perfect pick for you.
Key features
- Double-entry bookkeeping for accurate tracking
- Financial reports with graphs and charts
- Automatic and manual transaction entry
- Expense and income categorization
- Data export to Excel for analysis
Best for: Users who prefer detailed financial tracking with a bookkeeping approach.
Final Thoughts
These are the details about the best apps like Empower you should try if you want to manage your personal finances comfortably. I have researched and extracted a list of these Empower alternatives as they are highly efficient with built in tools and analytics.
Now, it is your turn to determine your requirements and preferences to finalize which cash app is suitable for you. Analyze their features and try out a few ones so that you can make an informed decision and select the app that widely suits you.
